Buying you 1^st or 2^nd home can be one of the most exhilarating and exciting time of your life. In life , most likely, you would probably buy ,properties perhaps only 2 to 3 times in your life time.

As such, making the right choice becomes very critical, not only for your finacial future but also for your peace of mind .  For young couples, finances need to be set right and even decisions need to be made before hand, on where your kids would go to school.

  So How much does it cost to buy a house in Singapore?

If you were to open the classified add, you would be quite confused looking at the property prices , especially private properties . They can vary from $5,000,000  for a 2 bedroom in orchard road to 3 bedroom  in woodlands for about $950,000

The actual cost of a home in Singapore will vary based on many factors, including the maturity of the estate, proximity to amenities, type and age of the property, and condition of the unit. The average price of property in Singapore in 2020 is about  aprox. S$1,200,000).

It is important to note that in addition to the actual price of the property, there are additional expenses that go into becoming a homeowner. Examples include legal fees and stamp duties, maintenance fees (conservancy fees), home insurance, and more.

What About HDB ?

Just Like Private properties, not all HBB Prices are made equal. You can get a 4 room hdb flat in Jurong  under $400,000, while a 3 bedroom in Telok Blangah, (especially the new developments , could be asking for as much as $600,000 !

So clearly, making the right decisions can be very critical .

 

 

 

 

 

Here is how I can help  

1. Come up with a plan for you, whether buying your first or 2^nd Through proprietary R.A.M system, you will be delightfully surprised at the analysis , tailored to your situation

2 ) How much housing loan can I borrow to buy my home? Show you, what you can or cant afford

3)Give the pros and cons of each purchase as well as give you a possible future view, where    your could be in 5,10 years